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With original military items both personal and issued, including uniforms, insignia, headgear, medals, pictures,books and knives. Saga of Three Towns. Saga of Three Towns: Harrisburg - Leeds - Silver Reef. Here is the information I found on Marietta Mariger: Marietta MC MULLIN Mariger (granddaughter of Willard Glover Mc. Mullin)Birth: 2. Aug 1. 88. 4 - Leeds, Washington, Utah Death: 1. Jul 1. 96. 3 - Leeds, Washington, Utah Father: Ira Spaulding MC MULLINMother: Helen Elizabeth LEANYSpouse: Vivian Kane MARIGERMarriage: 2. Apr 1. 91. 4It isn't clear when this was written. It might be on one of the missing pages. My guess is the publishing date was about 1. Mariger. Printed by the Washington County News. St. Among and above them, clear, cold springs, fed from the snows that fall in winter and the rains that rain in summer, gush forth. These springs are constant, and they all converge to form what some early trapper or pioneer had named Quail Creek. This dashing stream winds its way eastward a mile or two through what has come to be known as Water Canyon, which has cut its way in ages past, through the Red Reef, then, shall we say, caressingly, twines and flows southward following the course of the Red Reef. A mile or so, another stream, not so large or constant, pours also over this Red Reef, tumbling down over a red cliff in its narrow gorge. Up the sides of this waterfall over the red cliff, red men had cut toe and finger holds to save them miles of journeying in their primitive lives. This is Dick's Canyon, named for an Indian, and around the spot where these two streams joined, the Red Men planted corn and squash before the advent of the White Men. The streams continue on, curving to the eastward, and, at the head of another canyon which you and I know as Harrisburg Canyon, join with another stream from the same blue Pine Valley Mountain. This is the Cotton Wood Creek, and now the three streams joined together, flow through this third canyon another four miles to where the canyon widens out, and there they mingle their sparkling water with the not so sparkling Rio Virgin. It was where Quail and Cottonwood Creeks join the Rio Virgin that Moses Harris halted his family in the spring of 1. He had come from San Bernardino, California the fall before and had wintered in Washington. Other families joined him and improvements were made, but soon an accidental fire occurred, wiping them out. Discouraged, some of the settlers moved to Minersville, in Beaver County, but later that same year the sons of Moses Harris returned to this site he had selected, and the little town of Harrisville was born with Silas Harris, son of Moses Harris, appointed to preside over this branch of the Washington Ward. Nine families resided there in 1. In the spring of 1. Quail Creek with the approval of Bishop Robert D. Covington, of Washington. Besides Moses Harris' family and his son's families, James Lewis and Hosea Stout with their families had settled. In the spring of 1. Wm. Leany John Brimhall, Wm. Stout, Priddy Meeks, Orson Adams, John Adams, Samuel Hamilton and Elijah Knapp Fuller had joined the settlement, bringing their families, 4. Apostles Orson Pratt and Erastus Snow met with the people at the home of Moses Harris and organized them into a branch of the church, making the name of Harrisburg official. James Lewis was made president with Moses Harris and Hosea Stout as counselors. Leany and John Brimhall were appointed teachers and Wm. Leany was made watermaster. In July 1. 86. 2 Rufus Allen, his family and others to the number of 1. Harrisburg joining the branch organization. On August 2. 4th Hosea Stout had been called to live in St. Hancock became a counselor in his stead. In the spring of 1. Harrisburg had but one house, the home of Moses Harris. In December 1. 86. Willard G. Mc. Mullin, his two wives and their children moved into the settlement. During the winter of '6. Family heads not already mentioned were Samuel Gould, John Newton, David Ellsworth, John Mc. Cleve, Allen Taylor and his son, Wm. Taylor. In the fall of '6. Apostles Pratt and Snow again met with the Saints. James Lewis was honorably released as Presiding Elder. Silas Harris replaced him, with Milton Daily and Mosiah. Hancock as counselors. Stirling, a Scotch convert who resided with the Wm. Leany family, was made Branch Clerk. In May of 1. 86. 4 there were 1. Harrisburg. The town was on the trade route of freighters who freighted to California via Las Vegas, Nevada from Utah, and also connecting with the California freighters were others who freighted (no doubt in relays) clear to St Louis, Missouri. Some of the freighters found it convenient to live in Harrisburg; However, it tended to give the town a somewhat shifting population, as these freighters' families had occasion to change their locations now and then. It was in this year that the people met and decided to build a church and, school house combined, appointing E. Fuller to take charge of the enterprise. At this time (May 1. A Sunday School was organized with Mosiah L. Hancock, Superintendent. Our father has told us of a small forest of pinon pine that grew in the little valley where. Quail Creek flowed. He said it was the most beautiful grove of those trees he had ever seen any place. It soon fell victim to the white man's axe, as it furnished a convenient supply of fuel. Seeing it disappear from the earth must have caused the Red Men great anguish. He also told of the beautiful growth of juniper, which we usually called cedar, that covered the ground above Silver Reef, where the town grew up, and on down between the White Reef and the Buckeye Reef. He said the young men would walk up from Harrisburg to cut fence posts. They came in the morning, carrying their lunches, worked all day, and walked home in the evening. He and his brother, Brigham, were the best choppers, a day's work for him being the cutting and trimming of three hundred posts. By the end of 1. 86. It was 1. 8x. 30 feet and cost $8. Meetings and schools were held in private homes or boweries prior to its completion. In 1. 86. 6 the town was again a part of the Washington Ward. Silas Harris ceased to be Presiding Elder. Three teachers were chosen to manage affairs under the Washington Bishopric. Indian troubles threatened but no raids were made at that time. There were now 2. Brother Henry E. Harrington, boasted 6. A Sunday School, with a membership of 7. Orchards and vineyards had been planted and a new dam had been built The waters of Quail Creek were diverted from their natural channel at a point 2 miles above where Silver Reef later grew up. The ditch passed through what became the town of Silver Reef, on down in front of the . There were probably 3. Harrisburg and every little plot of ground large enough to be gardened up Harrisburg Canyon was fanned. Orson Adams and Samuel Hamilton - possibly others - had farms up the valley above Harrisburg. They planted wheat in early spring. If the grasshoppers ate it they planted cane and corn. Life was hard, yes, very hard. Some names of heads of families in early Harrisburg History are: Moses Harris, John S. Harris, Silas Harris, James Lewis, Hosea Stout, Wm. Stirling, John Brimhall, Wm. Robb, Allen Stout, Priddy Meeks, Samuel Hamilton, Orson Adams, John Adams, Elijah K. Fuller, Revilo Fuller, Neal Fuller, Rufus Allen, Mosiah L. Mc. Mullin, Samuel Gould, Milton Daily, Thos. Adair, Wilbur Earl, John Newton, David Ellsworth, Eph Ellsworth, Henry E. Harrington, Al Carpenter, Perome Asa, John Mc. Cleve, Allen Taylor, Robert Richardson, Frank Owens, Wilson Daily- first blacksmith, and Alfred Randall. About seven of those men were Mormon Battalion men who had returned from California. Many of the people settling Harrisburg were educated, and were artisans of different trades. Priddy Meeks was self educated and was the doctor of the community. He had served in this capacity even in the states before coming west He was fairly wealthy for his time, and brought to Harrisburg fifteen head of as good horses as were in the territory and quite a herd of cattle, his family usually milking six to eight cows. All of the settlers who expected to be permanent had a few cattle and all had teams and wagons. Leany owned herds of sheep in Iron County. He also owned bees and sold honey. He worked at carpentry. E. Fuller was an artisan and builder. He and some of his sons were freighters, as was John Adams at times. Willard G. Mc. Mullin was a stone mason and was able to teach some of his sons his trade. His third son, David, became a blacksmith. His younger sons were miners or worked with livestock. The wives of these men were expert spinners and weavers and made their own soap and candles. I have seen cloth and bedspreads my own mother (daughter of Wm. Leany) made, and she had carded, spun and woven the materials herself. At the ages of 1. Susann Adams, made themselves each a bedspread under instruction of Mrs. Orson Adams. The homes were mostly rock houses in the old Colonial style, very well built and comfortable. The town boasted at least three two- story houses, one belonging to W. Mc. Mullin, one to Neal Fuller. They worked hard. Never did so small an amount of land have to help support so many. However, the stock raising and freighting business became big items in their support There were some Indian Raids when their cattle were driven off. In later years the Federal Government reimbursed them some for losses. I know of my grandparents receiving money twice for these . Stirling was energetic and ambitious and did all sorts of work, as of course all pioneers did. He was quite an entertainer, and at dances and parties at home and in Washington, he often sang and danced. His singing at such times was usually Scotch songs sung in dialect, often accompanied with dancing. Some of these songs were . Mc. Mullin did mason work in the towns here, and in the early '7. Pioche, Nevada, where they did mason work. They also took contracts and cut cord wood. He had worked one year on the St. Stack overrun - Task 3. Stack overrun. 0x. System: Warmstart. System: Network service started. System IP is 1. 92. UPS: Restored the local network management interface- to- UPS communication. 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The half, as we fondly call it, has become the distance du jour worldwide, with over 1. U. S. It makes perfect sense when you consider that for beginners, the 1. Moreover, for the experienced runner, the half- marathon is often a favorite distance because it still tests the limits of endurance, but requires far less training time—and recovery time—than the marathon. Research shows that biological markers of muscle fatigue—aspartate aminotransferase (AST), creatine kinase (CK), lactate dehydrogenase (LDH) and myoglobin—increase significantly immediately after a half- marathon and remain elevated for more than 2. Put simply, two hours of running puts a tremendous amount of stress on the muscles in your legs. To prepare for the specific demands of a half- marathon, it’s necessary for newer runners to keep their workout and long run volumes fairly high. From an energy system standpoint, the half marathon is 9. 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Government Mortgage Help - Mortgage Help for the average American. An Americans Guide to the 2. Government Mortgage Assistance Payments and Help Programs If you are Late on your mortgage, there may be a program that can help you keep your home. See if you qualify for the U. S. Loan Modification Plan now, If you are late on your mortgage please Fill out the Form Below. The recession has caused the government to pass a lot of spending bills in this year of 2. The intent of the bills is to help people who own homes avoid foreclosure. If you’re a homeowner, you should know about the government programs that will assist you with your mortgage. The government programs were announced in February of 2. Homeowner Affordability and Stability Plan. This plan is complicated and can be difficult to understand. The reason is because there has been a lot of press conference, there are many programs that sound the same, and there are a lot of cryptic acronyms. To help you make sense of it all, we have put together this helpful article which will explain the mortgage assistance programs. You can see if you’re eligible for these programs by clicking on the links in this articl. We’ll begin by providing you some background information.(more. It is paying off the previous loan with a new one with better interest rates and installments. You can choose the best plan for yourself when you are going for refinancing. Wells Fargo offers great refinancing deals for its customers. The company knows how to keep their customers happy as they are offering two more refinancing programsfor their already existing customers. Streamlined Refinance. If you are worried about the high- interest rates and too many installments of your loan, then all you have to do is enroll for the streamlined refinance program offered by Wells Fargo. This program gives better interest rates, the easy number of installments and easier application process. Benefits. The benefits of streamlined refinancing are endless. You can avoid the entire appraisal and the application fee. There are no closing costs, and the loan pricing is locked once you’ve submitted the complete application, there can be no changes to it. The best thing about streamlined refinancing is that you don’t have t. There are low upfront costs, and the process is quite fast and easy. Points to Be Noted. There are a few things that you might look into before signing up for the streamlined refinancing. Firstly, this offer is only for already existing Wells Fargo customers, not new ones. Secondly, this refinancing does not allow a cash- out refinance so you will have to take it into consideration too. And lastly, this refinancing deal might give you a higher interest rate but a low overall cost, so it’s better if you consult your mortgage consultant before signing up for this offer. Wells Fargo & Home Affordable Refinance Program (HARP)This loan is best for people who owe more than what their home actually costs and are in trouble with their debts. You can avail this program quite easily by filling out a small number of documents and signing them in the presence of witnesses. It is a limited time program, and it expires at the end of this year on 3. December 2. 01. 6. Eligibility Criteria. For acquiring a HARP loan, you have to be eligible for it. This means that you must be an existing customer of Wells Fargo. You should be current on your mortgage payments and it must be owned by Fannie Mae or Freddie Mac, originated before June 2. These are all the requirements your mortgage has to fulfill to be eligible for this HARP program. A government program designed to help at-risk homeowners is struggling, even as conventional mortgage refinances have surged to low interest rates. Government policies and the subprime mortgage crisis; Causes of the Great Recession. This tells us to look to the credit bubble as an essential cause of the U.S. Is the Maryland Mortgage Program Right for Me? Find out how the Maryland Mortgage Program can help you become a homeowner. The government offers several mortgage refinance programs. The government refinance mortgage program known as the Home Affordable Refinance Program. US Bank offers no closing cost mortgage loans, bu. Mortgage Relief; About Us; Contact Us; Learning Center (866). The federal government's Home Affordable Refinance Program. The HARP refinance program has been extended to December 31. Wells Fargo 3- Step No Cost Refinancing Program. This is another great initiative from Wells Fargo in which they offer their already existing customers a deal including lower interest rates without any hidden fees or charges. Many people think the offer is too good to be true, but it actually exists. This plan offers 1% decrease in your interest rate and that too without any cost for appraisal, applications, and closing. This 1% decrease in interest rate can sum up to a huge amount at the end of a mortgage long period. This is why this offer is only valid for refinancing of a minimum of 1. Mortgage and home equity products are offered in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Government Loan Programs. The Mortgage Revenue Bond program is offered. Click the map icon to the left to find a Gershman Mortgage office near you or you can click here to visit our Contact Us page. New Government Refinance and Home Purchase Programs Now Available. Contact us today for more info on the USDA Rural Housing mortgage program. Comments (0) Posted on. Contact us to get a quote on a government-backed ARM loan. The Troubled Asset Relief Program. Known aspects of the capitalization program 'suggest that the government may be loosely defining what. USA.gov can help you start your search for government information by topic and agency. If you think about the math here, the 1% decrease is a pretty huge sum and can save you a lot of money from your mortgage payment. You can always use this money for better investments or your kids’ education etc. This is a great deal for people who are already refinanced by Wells Fargo and are looking for a better refinancing program for the longer run. Wells Fargo really does know how to keep its customers happy and stress- free. Wells Fargo Refinancing REVIEWSWells Fargo is a notable bank, and there are several customer reviews about them. Some people say that the offers are a scam, and they do charge extra fees while others have the opinion that the bank offers exactly what it claims to offer to its customers. There are good reviews as well as bad reviews. This is why we suggest that you should always consult a mortgage specialist so that you can make a better choice for your future. Posted in: Wells Fargo . The Plan that President Obama announced last week was to reduce premiums charged by the Federal Housing Administration (FHA). President Obama will seek to address the ongoing housing problem, with a new program that will begin Jan. Americans who pay FHA mortgage insurance payments. This plan will assist many Americans, through providing low insurance rates on federally issued mortgages to first time home purchases, minority Americans and struggling us citizens. This plan, while modest, will produce savings of $9. The best part of this is it, doesn’t require congress’s approval since lowering FHA fees is under the control of President Barack Obama and the HUD Secretary. The FHA program is designed to insure loans made to mortgage borrowers who make down payments that are as small as 3. This is the key that makes the FHA program popular among first time home buyers who may not have a lot of money saved up (or liquidity in current properties). The FHA currently charges 1. The new rate will reportedly be 0. This will be the equivalent of a 0. FHA mortgage holders and could mean savings of up to thousands of dollars per year, there is no doubt that this will be a boon to FHA loan holders and to potential home buyers. Other options that Sellers are using to help first time home buyers navigate through the FHA loan program is that to assist the buys with a variety of costs There are a variety of costs that you can pay for your buyer when they choose a FHA mortgage. FHA has a higher limit to the percentage of the seller credit in comparison to the conventional mortgage, which only allows for a 3 percent seller concession. FHA loans allow a 6 percent seller concession with certain restrictions. The seller can pay for discount points to bring the buyer’s interest rate down or closing costs themselves. Any other costs that are credited will affect the buyer’s loan amount. These charges include moving costs, costs to repair the home or any other costs in connection with the condition of the home. If you decide to contribute to these costs, the dollar amount of the buyer’s mortgage will go down accordingly. For example, if you give a $5. LTV. At Present, FHA mortgage insurance on most 3. FHA loans is at a rate of 1. With the new guidelines, the mortgage insurance rate will be 0. On a $2. 00,0. 00 FHA loan, that is a savings of $8. However small, this move by the president shows just how hard it is to recharge the housing sector since the 2. President Obama’s plan should start a process that could rope 2. US. This will lower refinancing costs for an estimated 8. Federal Government officials said. This is just a minute fraction of the over 2. While housing usually leads the country out of recession, this time, it is an anchor, the hope is with rising employment, more buyers on the edge that could afford will be tempted to come back into the housing market. US Federal government Administration officials are not as down on the housing market as many media pundits say, they have some good facts to back them up their opinions too.,In most markets home prices have risen 3. Of the roughly 1. More than 8 million homeowners have been able to refinance their mortgages, through the Obama’s (HAMP) or because of industry standards set by the program. Home Affordable Refinance Program (HARP). FHA Loans for those with poor credit. The mortgage borrower’s credit score is important in the actual amount of the down payment required for your FHA Mortgage. Typically, if your credit score is higher than 5. If your credit score hovers between 5. These are FHA guidelines that are strictly enforced by the FHA and might be increased depending on the lender that you decide to use. Lenders have their own system in how much they want as a down payment on a loan in order to decrease the risk of foreclosure. The president’s F. H. A. For many, closing costs are often not initially considered when getting a new or renewed mortgage. Sometimes, closing costs must be paid out of pocket as well. However, there are ways to reduce your closing costs so that you keep more of your money. It is important to understand what closing costs are, the different types that exist, and how you can find different resources to lower the closing costs for you. What are Closing Costs? Closing costs are fees that borrowers pay to the lender and third parties such as insurance and title/escrow companies. There are also optional fees that might be paid as well, such as for mortgage discount points. Also, there are two different types of closing costs, recurring and non- recurring. The difference is that non- recurring closing costs need only to be paid one time while recurring closing costs must be paid more than once. Many borrowers will have to pay both types of fees depending on a number of circumstances. Types of Recurring Closing Costs. HOA Dues. Interest. Property Taxes. Homeowner’s, Flood and Mortgage Insurance. |
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